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Loan on the Internet what to watch?
Loan on the Internet
u On the Internet you can buy almost anything, even a loan to obtain simplicity and speed which makes it easy and frequent resort to it, unfortunately, in practice, things may look quite different than what we wanted .. . What specifically needs to be taken into account when deciding on a loan, here are the instructions. / u
u Deciding on a loan over the Internet, contracting at a distance. / u According to the Law on Protection of consumer rights and responsibilities for damages caused by dangerous products, the use of means of communication at a distance in order to submit a proposal for concluding a contract can not be done at the expense of consumers.
u final distance contract for financial services, we have the right to withdraw from without .. giving a reason / u We need to make a statement in writing, within 14 days from the date of the contract or the date the certificate information, if the later date is unacceptable to argue that we have to cancel the contract for payment of the amount - fee -.
in the creditor must clearly tell us - Borrowers - Loan Conditions at the latest bid for contracts / u is the most important, from our point of view, information about the cost of the loan granted. - lenders often try to conceal. In addition, we should get a reliable information about the date and manner of service, law and order to withdraw from the contract, including contractual penalties, the cost of telephone calls and almost terminate the contract.
u promoted under the slogan of the loan it hides a lot of shadow bank loans whose terms are often conditions similar to conventional loans. / u Many of these companies agree only to send the request via the Internet, and the principle of the loan remain unchanged.
U Fortunately, not all parabanki apply such practices - some of which borrow money at very attractive terms, especially those who have already benefited from the loan over the internet / u With this attractive mainly due to lower interest rates -. for private loans rarely exceed 20-25% a year -. and the absence of costs related to home This means that private loans are cheaper than many cash loan It is important to note that instead of money, we got the money directly into your bank account, and payment of further installments are held .. Internet transmission
seafront private loans may include the need to provide the required amount - usually a promissory note or pledge / u - in rare cases -. Sometimes, however, should have all the formalities, because ultimately, you can save even hundreds of dollars.
When it comes to instant loans online just log on to financial institutions, fill out the form and confirm the operation or SMS one-time password generated by the token. u In case of instant loans are interest surprises, which are often far higher than traditional banks / u, and moreover - for each day of delay in payment, we will have to pay almost irrational amount when entering into such transactions, we carefully analyze the terms
u .. Legal basis: / u
Act of 2 March 2000 on Protection of consumer rights and liability for damage caused by dangerous products - Laws of 2000, No. 22, item 271, as amended, d .. - ..
Act of May 12, 2011 on consumer loans - Journal 2011 No: 126 715 points , as amended and supplemented by d, then the new law - ....